*{margin:0;padding:0;box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{font:16px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:#1a1d21;background:#fff;overflow-x:hidden;max-width:100vw}
a{color:#0b5fa5}
img,table{max-width:100%}
.wrap{width:100%;max-width:960px;margin:0 auto;padding:0 18px}
header{background:#12232e;color:#fff;padding:12px 0;position:sticky;top:0;z-index:50}
header .wrap{display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap}
.brand{font-weight:700;font-size:19px;color:#fff;text-decoration:none;letter-spacing:-.3px}
.brand span{color:#f6a21d}
.callbtn{background:#f6a21d;color:#12232e!important;font-weight:700;padding:11px 18px;border-radius:4px;text-decoration:none;white-space:nowrap;font-size:17px}
nav{background:#1b3242;padding:0}
nav .wrap{display:flex;flex-wrap:wrap;gap:0;padding:0 10px}
nav a{color:#cfd8de;text-decoration:none;padding:10px 11px;font-size:14px;white-space:nowrap}
nav a:hover{background:#24455c;color:#fff}
.hero{background:#12232e;color:#fff;padding:44px 0 38px}
.hero h1{font-size:33px;line-height:1.15;margin-bottom:14px;letter-spacing:-.6px}
.hero p{font-size:18px;color:#c3ced6;max-width:640px;margin-bottom:22px}
.cta{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.cta .big{background:#f6a21d;color:#12232e;font-weight:800;font-size:22px;padding:15px 26px;border-radius:5px;text-decoration:none}
.cta .sub{color:#9fb0bc;font-size:14px}
main{padding:34px 0 10px}
h2{font-size:25px;margin:30px 0 12px;letter-spacing:-.3px}
h3{font-size:19px;margin:22px 0 8px}
p{margin-bottom:13px}
ul,ol{margin:0 0 14px 22px}
li{margin-bottom:6px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px;margin:18px 0}
.card{border:1px solid #dfe4e8;border-radius:6px;padding:16px}
.card h3{margin-top:0;font-size:17px}
.card p{font-size:14.5px;color:#4a5560;margin-bottom:8px}
table{width:100%;border-collapse:collapse;margin:16px 0;font-size:15px}
th,td{border:1px solid #dfe4e8;padding:9px 11px;text-align:left}
th{background:#f4f6f8;font-weight:700}
.box{background:#f4f6f8;border-left:4px solid #f6a21d;padding:14px 16px;margin:18px 0;border-radius:0 4px 4px 0}
form{background:#f4f6f8;border:1px solid #dfe4e8;border-radius:6px;padding:20px;margin:26px 0}
form label{display:block;font-weight:600;font-size:14px;margin:12px 0 5px}
form input,form select,form textarea{width:100%;padding:11px;border:1px solid #c3ccd3;border-radius:4px;font-size:16px;font-family:inherit}
form button{margin-top:16px;background:#0b5fa5;color:#fff;border:0;padding:14px 26px;font-size:17px;font-weight:700;border-radius:4px;cursor:pointer;width:100%}
.hp{position:absolute;left:-9999px}
footer{background:#12232e;color:#9fb0bc;margin-top:40px;padding:26px 0;font-size:14px}
footer a{color:#cfd8de}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:18px;margin-bottom:18px}
.disc{border-top:1px solid #24455c;padding-top:14px;font-size:12.5px;line-height:1.5;color:#7f9099}
.sticky{display:none}
@media(max-width:640px){
 .hero h1{font-size:25px}
 .hero p{font-size:16.5px}
 .hero{padding:26px 0 24px}
 h2{font-size:22px}
 .brand{font-size:15px}
 .callbtn{font-size:15px;padding:9px 13px}
 nav a{font-size:13px;padding:9px 9px}
 .cta .big{font-size:20px;padding:14px 20px}
 table{font-size:13.5px;display:block;overflow-x:auto;white-space:nowrap}
 body{padding-bottom:62px}
 .sticky{display:block;position:fixed;bottom:0;left:0;right:0;background:#f6a21d;padding:13px;text-align:center;z-index:99}
 .sticky a{color:#12232e;font-weight:800;font-size:19px;text-decoration:none}
}